Interest rates on mortgages at Rosselkhozbank in 2019: see the updated conditions for obtaining a housing loan for secondary housing and new buildings. It also presents the features of registration of housing loans without a down payment and according to two documents, a young family and pensioners. The calculator will help calculate the payment.

Mortgage in Rosselkhozbank today is a profitable way to buy a home on credit secured by the acquired property. An important advantage of obtaining a mortgage at the Russian Agricultural Bank is that the client can choose a loan repayment scheme: annuity (equal payments) or differentiated. In addition, special lending conditions are provided for young families and when using maternity (family) capital.

With the help of a mortgage loan from the Russian Agricultural Bank, you can buy:

  • apartment and apartments in the primary and secondary markets;
  • a residential building with a land plot (including a townhouse);
  • land plot.

Even citizens leading private subsidiary plots (LPS) can take a mortgage from Rosselkhozbank. To confirm their income, it is enough for them to provide entries in the household book of the local government on the maintenance of household plots for at least 12 months before the date of application for a loan.

The interest rate on the mortgage of Rosselkhozbank is not the highest among the top 10 banks and the conditions for obtaining it are quite benign.

In this review, the correspondents of the site examined the features of various mortgage programs operating today in the RSHB. The bank's requirements for borrowers and the documents required to obtain a loan are also indicated.

Mortgage at Rosselkhozbank: rates and conditions in 2019

Rosselkhozbank recently raised rates on mortgage programs. But the percentage is still quite profitable. In addition, there are discounts for employees of budgetary organizations, as well as "reliable" and salary customers of the bank. Consider the interest rates and conditions of various mortgage programs of the Russian Agricultural Bank in 2019 in order to choose the most suitable ones.

Program "Mortgage lending"

With this mortgage loan from Rosselkhozbank, you can buy an apartment or apartments in the primary and secondary markets, a residential building with a land plot (including a townhouse) or one land plot for housing. The bank receives the purchased property as collateral.

Conditions

> Currency: Russian rubles;

> Maximum amount: 60 million rubles;

> Term: up to 30 years;

> Down payment:

  • at least 30% when purchasing apartments under a sale and purchase agreement or participation in shared construction;
  • at least 25% when buying a residential building with a land plot under a sale and purchase agreement;
  • at least 20% when acquiring an apartment (townhouse with a land plot), a residential building with a land plot under an agreement on participation in shared construction;
  • at least 15% when buying an apartment, townhouse with a land plot, a land plot under a sale and purchase agreement.

> Collateral: pledge of real estate purchased (built) at the expense of Rosselkhozbank's loan funds.

Interest rates

1. Acquisition of a real estate object under an agreement for participation in shared construction from key partners of the Russian Agricultural Bank

2. Acquisition of a property under a sale and purchase agreement from key partners of Rosselkhozbank

3. Acquisition of an apartment (including a townhouse with a land plot) or apartments on the secondary market

Salary and "reliable" clients state employees Other physical faces

up to 3 million rubles

10,00 — 11,65% 10,05 — 11,70% 10,10 — 11,75%

up to 3 million rubles for young families

9,95 — 11,60% 10,00 — 11,65% 10,05 — 11,70%

from 3 million rubles

9,90 — 11,55% 9,95 — 11,60% 10,00 — 11,65%

from 3 million rubles for young families

9,85 — 11,50% 9,90 — 11,55% 9,95 — 11,60%

4. Payment of the price of the contract for participation in shared construction (including under the contract for the assignment of the right to claim)

5. Acquisition of a residential building with a land plot / land plot:

Allowances

Calculate your monthly mortgage payment

Not satisfied? See what mortgage rates are offering today

Program "Target Mortgage"

This housing loan is issued for the purchase of an apartment in the secondary and primary markets, a finished or under construction residential building (townhouse) with land, as well as one plot for construction.

To participate in this program, you must already have some real estate. It is her bank that takes it as collateral. But there is no down payment required. This program can be considered mortgage of Rosselkhozbank without down payment.

Conditions

> Currency: Russian rubles;

> Minimum amount: 100,000 rubles;

> Maximum amount: 20 million rubles, but not more than 70% of the market value of the property pledged;

> Term: up to 30 years;

> Down payment: none;

> Collateral: pledge (mortgage) of an apartment or house owned by a borrower, co-borrower, guarantor or a third party.

Interest rates

1. Acquisition of an apartment or townhouse with a land plot

2. Acquisition of a residential building with a land plot

Allowances:

1.00% in case of refusal to carry out life and health insurance during the entire term of the loan agreement.

Doesn't fit? See what mortgage rates are offering today

Program "Mortgage on two documents"

This mortgage loan can be issued for the purchase of an apartment or a house with a land plot by presenting only 2 documents: a Russian passport, as well as a driver's license or a foreign passport. Confirmation of income and employment in this case is not required.

This program can be called mortgage of Rosselkhozbank without certificates and guarantors". But the interest rate will be slightly higher than with the full package of documents.

Conditions

> Currency: Russian rubles

> Minimum amount: 100,000 rubles

> Maximum amount:

  • up to 8 million for Moscow, Moscow region, St. Petersburg, Leningrad region;
  • up to 4 million rubles for other regions of Russia.

> The maximum amount must not exceed:

  • 60% of the cost of housing in an apartment building on the secondary market / housing on the primary market, the construction of which is financed by the Russian Agricultural Bank;
  • 50% of the cost of a residential building with a land plot (including a townhouse).

> Term: up to 25 years

> Down payment:

  • - at least 40% of the cost of housing in an apartment building on the secondary market / housing on the primary market, the construction of which is financed by the Russian Agricultural Bank;
  • - at least 50% of the cost of a residential building with a land plot, (including a townhouse).

> Collateral: Pledge of a real estate property purchased (built) at the expense of loans from Rosselkhozbank

Interest rates

1. Purchase of a secondary apartment (including a townhouse), as well as a property on the primary market, the construction of which is financed by Rosselkhozbank JSC, or from developers that are part of the PIK Group of Companies PJSC group of companies:

2. For a mortgage for the purchase of a residential building with a land plot:

Allowances:

1.00% in case of refusal to carry out life and health insurance during the entire term of the loan agreement.

See also the conditions of mortgage lending in

Program "Military mortgage"

The program of mortgage housing lending to individuals - participants of the NIS (Accumulative Mortgage System of Housing for Military Personnel).

Conditions

> Citizenship: Russian Federation;

> Age at the time of the loan: at least 22 years old;

> Age at the time of loan repayment: up to 45 years;

> Participation in NIS: at least 36 months.

> Currency: Russian rubles

> Maximum amount: RUB 2,485,825

> Down payment: from 10%;

> Term: from 3 to 24 years.

> Collateral: Pledge (mortgage) of the acquired property

Interest rate

from 9.5% per annum.

Not profitable? See what mortgage conditions it offers today

"Young family and maternal capital"

For young families and when using maternity capital, a mortgage in the Agricultural Bank is issued under special lending conditions.

A young family is considered to be a family in which the age of at least one of the spouses does not exceed 35 years, as well as an incomplete family consisting of one parent and a child / children, if the age of the parent does not exceed 35 years.

The amount of the initial contribution for a young family is:

  • — at least 10% of the value of the finished property;
  • - at least 20% when purchasing an apartment in the primary market (new building).

In addition, young families have the opportunity to take advantage of the deferral of payment of the principal debt at the birth of a child. The deferment is valid from the date of birth of the child until he reaches the age of 3 years.

Mortgage " With state support for families with children»

Today, Rosselkhozbank can issue a preferential mortgage loan for the purchase of housing in the primary market for families in which a second or third child is born from January 1, 2018 to December 31, 2022.

Conditions

  • Maximum amount: 8 million rubles for Moscow and the Moscow region, St. Petersburg and the Leningrad region / 3 million rubles for other regions of the Russian Federation.
  • Maximum term: 30 years.

Interest rate

Interest on state-supported mortgages for families with 2-3 children cannot be fixed for the entire loan term, as with other loan programs.

The preferential rate of 6% is valid only for 3 years at the birth of the 2nd child and 5 years at the birth of the 2nd. After the end of the grace period, the interest rate is set in the amount of the key rate of the Central Bank of the Russian Federation on the date of the loan, increased by 1.8 percentage points.

Registration of an application for a mortgage under the State Support Program in the Russian Agricultural Bank is carried out according to a standard package of documents. But besides this, you will have to provide confirmation that the second or third child was born in the family after January 1, 2018.

under maternity capital

When obtaining a mortgage at Rosselkhozbank, you can use maternity capital as a down payment. The amount of the down payment in this case is calculated according to the terms of the mortgage for a young family.

Maternity capital must be used to pay off mortgage debt within 3 months from the date of issuance of the loan.

for pensioners

Pensioners today can get a mortgage from Rosselkhozbank on a par with younger people. There are no discounts or benefits for them.

In particular, the Rosselkhozbank mortgage is issued to Russian citizens under the age of 65, provided that the loan is due before the borrower turns 65.

In addition, pensioners receiving a pension to an account opened with Rosselkhozbank JSC are not subject to the requirement to have a total work experience of at least 1 year over the past 5 years.

See the terms of the mortgage at DeltaCredit Bank (Rosbank).

Who are the "reliable" clients of Rosselkhozbank?

“Reliable” clients include clients with a positive credit history on an existing/repaid loan with Rosselkhozbank JSC, valid/valid for at least 12 calendar months prior to the date of application for a loan/until the date of its repayment, and a positive credit history in other banks.

Who are the payroll clients of Rosselkhozbank?

Payroll clients include employees of enterprises that are participants in the “salary project” of Rosselkhozbank JSC, individuals who receive wages to an account with Rosselkhozbank JSC.

Requirements for clients

Rosselkhozbank makes rather strict requirements for potential customers.

1. Citizenship. RF.

2. Registration: On the territory of the Russian Federation at the place of residence or stay.

3. Age. From 21 to 65 years (at the time of full repayment of the loan). In special cases, you can pay a mortgage up to 75 years. This requires the following conditions to be met simultaneously:

  • the presence of a co-borrower;
  • before the borrower reaches the age of 65, at least half of the loan term must pass.

4. Work experience. The length of service requirements differ depending on the category of the borrower.

  • For individuals: at least 6 months at the current place of work and at least 1 year of total experience for the last 5 years;
  • For salaried and "reliable" clients: at least 3 months at the last place of work and at least 6 months. total continuous experience for the last 5 years;
  • For pensioners: clients receiving a pension to an account opened with Rosselkhozbank JSC are not subject to the requirement to have a total work experience of at least 1 year over the past 5 years.
  • For citizens running private household plots: availability of records in the household book of the local government about the maintenance by a citizen of private household plots for at least 12 months before the date of application for a loan.

Documents for a mortgage in Rosselkhozbank

To apply for a mortgage loan, you need to collect and submit to the RSHB a whole package of documents. Among them:

  1. Passport of a citizen of the Russian Federation;
  2. Military ID (for men under the age of 27);
  3. Documents on marital status and the presence of children;
  4. Documents confirming the financial condition and employment;
  5. Documents on the credited real estate object.

The list of required documents may be changed at the discretion of the RSHB.

What income will be taken into account when determining the loan amount?

Rosselkhozbank accepts both one and several types of income:

  • at the main place of work;
  • received at another place of work (part-time job);
  • from entrepreneurial activity (except for a loan for a period of more than 36 months);
  • pension payments;
  • from conducting personal subsidiary plots (LPH);
  • income from other sources permitted by law, documented:
  • income from real estate lease agreements (documented);
  • remuneration from the use of intellectual property;
  • under civil law contracts.

Have you planned to take out a mortgage from Rosselkhozbank in 2019 and would like to calculate its approximate cost and the amount of your monthly payments? Our article will help you with this, in which we will describe in detail the current banking programs and the conditions for them.

Why do you need to pre-calculate a mortgage?

Having before your eyes the approximate figures of your monthly payment, you will be able to understand whether you have a chance of approval of the application or not.

The bank responds positively only if your estimated payment is no more than 40% of your official monthly income. If the result is a large number, then you will need to make some decision:

  1. attract co-borrowers to increase total income,
  2. reduce the amount required from the bank,
  3. extend the term of the loan agreement,
  4. choose a different method of calculating interest.

How to make calculations? To do this, there are special economic formulas, thanks to which you can calculate the rate, monthly payment and total overpayment. However, it is much easier to use an online calculator that will do everything for you.

What will be needed for this? Data from the bank - what amounts it gives out, for what period, what initial payment is required, and what rate you can be approved for all these components.

To find out all these parameters, in particular - the value of the proposed interest rate, you need to study those mortgage offers that are in the bank.

What mortgage programs are available at Rosselkhozbank?

To date, the company has a wide range of loan products, each of which is designed for a specific purpose of the borrower's application. What you can choose:

  1. “Mortgage with state support for families with children” - applications are accepted until the end of December 2022. Only families with a second or third child after January 1, 2018 can take advantage of this offer. The borrower will be able to use the funds received to purchase housing in a house under construction, a new building or a finished house no more than 12 million rubles in Moscow and St. Petersburg, or no more than 6 million rubles in other regions. The minimum percentage is 6% per year;
  2. "Military Mortgage Plus" - this offer was created specifically for military personnel who are in the NIS program. An important condition is to be a member of the program for at least 3 years. With the help of state support, they will be able to buy housing at 9.5% per annum. The amount varies from 300 thousand to 2.2 million rubles, you can borrow up to 23 years, PV - at least 20%;
  3. "Housing Mortgage Lending" - this program is designed for the purchase of a country house, an apartment, apartments in the city, a land plot for housing, or for the completion of a construction project. The rate is determined individually from 10%, the amount - no more than 20 million rubles., PV will be from 15 to 30%. Repayment period - up to 30 years;
  4. “Target mortgage” - a loan is issued against the security of real estate already owned, according to the terms, the rate starts from 10.6%, but there is one condition: the maximum amount of loan funds should not exceed 70% of the market value of your collateral;
  5. "Mortgage on 2 documents" - available at a rate of 11.4% per year, subject to an initial payment of 40% for the purchase of an apartment or at least 50% for the purchase of a house;
  6. "Mortgage refinancing" - this option is designed to transfer your existing housing loan to Rosselkhozbank under more favorable terms. You will be able to offer a rate of 10.5% per annum, the contract can be concluded for a period of up to 30 years;
  7. “Young family and” - if one of the borrowers is not yet 35 years old, or if the family is entitled to state support in the form of Maternity Capital, then the contract can be drawn up at a reduced percentage of 10% per year. The repayment period is up to 30 years, there is the possibility of deferred payment.

Please note that the loan interest rates presented above are minimum, they are offered only to payroll clients with a large PV. What percentage will be assigned to you - you can find out only at the bank branch.

CALCULATE CREDIT:
Rate % per year:
Term (month):
Amount of credit:
Monthly payment:
Pay in total:
Overpayment on a loan
Apply

You can use our advanced calculator with the ability to build a payment schedule and calculate early repayment on this page.

Rosselkhozbank: official mortgage calculator

So, the calculation of the mortgage usually takes place on a convenient calculator. It is best to use the tool that is posted on the official website of the bank.

The Rosselkhozbank mortgage calculator will help you calculate the mortgage amount online, find out the interest rate and mortgage conditions for today. Do you want to take a mortgage at Rosselkhozbank in 2019? Use the free mortgage calculator from the official website to calculate the mortgage!

Today the bank offers the following mortgage programs:

  • with government support
  • on the secondary (secondary housing),
  • for the construction of a private house,
  • for a new building
  • to the site,
  • young family,
  • mortgage with maternity capital,
  • state employees,
  • for pensioners.

Mortgage terms

We have collected all the conditions for obtaining a mortgage: passport, income statement, personal income tax-2, etc.

Interest rates

The mortgage interest rate section is updated weekly.

Participants of salary projects have significant advantages. Salary customers make a lower down payment and receive a lower interest rate.

Also, the online cost calculation takes into account different mortgage conditions:

  • with early repayment
  • no down payment,
  • no proof of income
  • without guarantors.

You can view, download and print the calculation result with the monthly payment schedule.

We wish you a pleasant calculation and the most favorable conditions.

Rosselkhozbank offers a variety of mortgage lending programs for the purchase of an apartment, home ownership, construction in progress, land. Everything listed at the time of repayment of the loan remains pledged to the bank.

Applicants must be at least 18 years of age and not older than 65 years of age at the end of the payment period.

The maximum loan amount is 10 million rubles, and the maximum loan term is up to 25 years.

Given the seriousness of the amount of mortgage lending, the bank requires a number of documents confirming the identity of the borrower and his solvency. Which ones - is decided on an individual basis.

Competitive struggle for clients in the interbank market is one of the key reasons for changing the conditions for various loan programs and offers. Rates on mortgage lending programs are directly dependent on the decisions of the Central Bank of Russia. This body determines the maximum possible limit on the rates of mortgage offers. Given the fact that the state is the main and sole shareholder of the Russian Agricultural Bank, the size of the percentage component is as close as possible to that established by the Central Bank. In general, mortgages at Rosselkhozbank: the conditions in 2019, the interest rate, other aspects of mortgage programs, can be safely called acceptable and feasible for the bulk of borrowers, which makes it easy to calculate it, shows its real profitability. According to experts of banking products, housing purchase programs at the RSHB are also the most attractive.

The key feature of housing offers in the Russian Agricultural Bank in the current period is that the percentage is determined individually for each applicant. In practice, a favorable percentage and loyal conditions are provided to applicants using maternity capital, holders of bank payroll cards who opened savings accounts and deposits. Preferential criteria are offered to pensioners. The calculator allows you to calculate the mortgage of Rosselkhozbank for 2019 in more detail, the official website presents it on the main page.

The maternity capital contributed to the account of debt obligations makes it possible to reduce per annum on mortgages to 12.9%. In 2019, payroll card holders, subject to making the first initial payment equal to half the amount of the debt obligation, are offered 11.5%. , and with other parameters - 12.75%.

The average interest rate varies from 13 to 15.6%.

Also, the percentage depends on the reliability of the borrower. Citizens with a long experience of working with a bank and a credible credit history can count on 12.5%. In other cases, criteria are provided for new customers, that is, on a general basis.

Special mortgage programs and interest

Under special housing programs, acceptable parameters are also provided. Such offers include:

  • Targeted mortgage programs, reviews of which are more often positive, provide for the provision of collateral at 11.5%;
  • Mortgage under two documents - funds are provided at 12% per year, subject to payment of 50% of the requested amount;
  • For programs with state support no more than 10.9%.

Additionally, Rosselkhozbank has offers for the purchase of housing at 7-8% when purchasing apartments in houses under construction, the developers of which are partners of the bank.

An increase in the interest rate on housing offers is provided for borrowers who have refused to purchase housing and life insurance. In this case, the average percentage will be increased by 7-8%. An online calculator allows you to quickly calculate the mortgage rate.

Mortgage calculator Rosselkhozbank, calculate the amount of the mortgage 2019

When calculating the cost of a home loan, other parameters or customer requests are of no small importance. So, taking into account the fact that the moment, what percentage the bank will designate, is determined individually for each client, the amount, the term of the loan, as well as the nature of the purchased housing matters. Let's consider all these features in more detail.

So, the longer the repayment period, the greater the total cost of the loan, and in such a case, the interest rate will also be higher, but the monthly installment will decrease. To see the difference, you can calculate the mortgage at the Russian Agricultural Bank: online calculator in 2019 - for different payment periods, while evaluating how the percentage component changes. All calculations can be made online.

Equally important is the nature of the purchased housing, as well as the amount of the down payment, which, in turn, is determined by him. The requested amount is also able to determine the amount of annual interest.

The general criteria for all applicants are that they can offer a minimum of 100 thousand, and a maximum of 20 million rubles. for a period of up to 30 years, at an average interest rate of no more than 15% per annum.

The amount of the down payment for the purchase of apartments is from 30%, for the purchase of apartments in the primary market - 20%, in other cases - 15%. All these indicators are provided by the Rosselkhozbank calculator.

Documentation to get a mortgage

The documents provided by the client also allow you to reduce the percentage component. To apply, the following documents are required:

A document replacing a passport or a passport itself, for a male borrower, a military ID is additionally presented;

  • Certificates of birth of children, marriage;
  • Documents and certificates confirming income and reflecting the financial situation of the borrower;
  • A copy of the work book or employment contract;
  • Documents for a real estate object planned for acquisition.

A pledge or documents on property that the client agrees to provide as a pledge will allow to reduce the amount of interest. The presence of a concluded life, health and disability insurance contract for the borrower, as well as insurance of the collateral, will allow the bank to make a calculation at lower interest rates.

So, a mortgage in Rosselkhozbank: conditions in 2019, a calculator for the convenience of making calculations, allow you to decide on its main points even at the selection stage.


If you need to build a house or complete an already begun construction, buy an apartment or a private house, buy a land plot, Rosselkhozbank offers a mortgage on favorable terms. Read on for more on his offerings for 2019.

The main characteristics of the mortgage programs of the Russian Agricultural Bank

Most Russians prefer to rely on large state-owned companies that have proven their reliability when it comes to acquiring housing. This includes the three state-owned banks that are on everyone's lips - Rosselkhozbank. We will talk about the proposals of the latter today.

What are the benefits of home loans:

  • No additional fees or charges.
  • Two repayment schemes - annuity and differentiated, from which you can choose the right one.
  • There is no moratorium and penalties for early repayment.
  • For young families, there are especially favorable conditions, it is also possible to pay with maternity capital.

The amount of credit funds - from 100 thousand rubles. These funds can be spent on an apartment in a new building or on the secondary market, on a land plot or construction of a residential building, on renting a plot. In this case, you need to pay an initial fee, the minimum amount of which is 20-30%.

The term for consideration of an application for a loan is no more than 10 days, a commission for processing a loan is not charged. The collateral for the loan is real estate received at the expense of the bank's loan funds.

Compulsory insurance of collateral is required, plus voluntary life and health insurance of the borrower. Co-borrowers can be involved in the amount of no more than 3 people, a positive credit decision is valid for 90 days.

Standard programs:

  1. Mortgage housing credit - you can buy an apartment, a country house, a land plot, apartments, take a loan to build a house at a rate of 10.1% for the primary market and 10.2% for the secondary market. Amount - from 100 thousand to 20 million rubles, loans up to 30 years, PV from 15 to 30%;
  2. Target - it is possible to issue a large amount of funds up to 10 million rubles at a rate of 10.6% per annum. The loan period is from 1 year to 10 years, documents on the provided collateral are added to the standard list of documents. Amount - up to 70% of the market value of the collateral;
  3. According to two documents, from 11.6% - is issued without confirmation of income and employment, while under this program you can buy a country house (townhouse), a land plot, as well as an apartment in the primary market, where the house was built using loans from Rosselkhozbank. The amount is from 100 thousand to 6 million rubles, while not more than 60% of the cost of housing. Loan period - up to 25 years ;
  4. Refinancing - if you have a housing loan issued in another bank, you can transfer it to Rosselkhozbank under more favorable terms. In particular, you will be offered a rate of 10.25% per annum for up to 30 years;
  5. A general purpose loan secured by real estate is, in fact, a consumer loan that is issued against the security of your property. It is an excellent alternative to a mortgage, because. allows you to receive a large amount of money for a long time without making a PV. The interest starts from 13.2% per annum, up to 10 million rubles are issued for a period of up to 10 years inclusive.

To calculate a mortgage, you can use our calculator with early repayment:

CALCULATE CREDIT:
Rate % per year:
Term (month):
Amount of credit:
Monthly payment:
Pay in total:
Overpayment on a loan

You can use our advanced calculator with the ability to build a payment schedule and calculate early repayment on this page.

Special programs on special conditions:

  • "Military mortgage" - military personnel who are members of the NIS are offered loans at a minimum percentage of 9.5%. An amount is issued from 300 thousand to 2,485,825 rubles for a period of up to 24 years, PV - from 10%;
  • For young families and families with the use of maternity capital - the initial contribution can be paid with the funds of the certificate. The interest rate is at least 10% per annum, you can get up to 20 million rubles. The minimum down payment is from 15%, you can find out more.
  • Government-supported lending for families with a second or third child born since January 1, 2018. In this case, they will be able to apply for a housing loan for the purchase of housing in the primary market at a reduced interest rate of 6% per year. At the same time, the decline is only for the first time - for 3 or 5 years, respectively. We offer details in.

What are the requirements of the bank?

Borrower can be:

  1. citizen of the Russian Federation aged 21 to 65 years,
  2. confirming their income with a certificate from the place of work,
  3. you must have a total work experience of at least 1 year and at least 6 months at the last place of work,
  4. You can attract up to 3 co-borrowers.

What documents will be needed? Each program has its own list, but the following list is mandatory for collection:

  • application form,
  • passport of a citizen of the Russian Federation or a document replacing it (for military personnel),
  • for men up to 27 years old inclusive - a military ID,
  • documents on marital status and the presence of children,
  • documents confirming the financial condition and employment. It is noteworthy that solvency can be confirmed by a certificate in the form of a bank, a sample is on the official website of the bank.

Documents on the real estate object being credited are provided after the approval of the application. You will have 90 days to find suitable housing.

Where can I find the official calculator of the Russian Agricultural Bank for calculating a mortgage at the current interest rate? For this you need.