Forest stories, fairy tales, poems. Nikolai Mrybachev Magic glasses. Forest stories, fairy tales, poems Nikolay Mrybachev fairy tales of our forest

Providing a loan is considered to be beneficial for both sides of the transaction.

For creditor

The bank receives a significant guarantee when the client's non-payment occurs. To return their funds, the lender has the right to implement the granted mortgage property. From the revenue amount, he takes the money put on him, and the residue returns to the client.

For the borrower

For the borrower there are both positive and negative sides of the transaction with the pledge of property. The pros will be attributed to:

obtaining the maximum possible amount of lending;
registration of a loan for a long time period;
granting money at a reduced interest rate.

At the same time, the client must remember that when it is impossible to repay the borrowed funds, he will lose its car. Sovcombank loan secured by the car usually provides for a long time. During this time, various unforeseen circumstances may occur. Therefore, before issuing a pledge of the vehicle, you should weigh your financial opportunities.

It is because of this, the departure of the apartment does not always look tempting, but the provision of its vehicle as an additional provision of a bank loan is a more thoughtful and less risky business.

Sovcombank carries out its financial activities for more than 25 years in Russia and is a major banking institution, which increases its reliability in the eyes of potential customers. It offers individuals a wide variety of credit products, including among consumer loans, there is a loan on the security of personal transport. This loan has its own characteristics.

Maximum amount

Sovcombank draws up a client on the security of its car the maximum amount of 1 million rubles. Money is provided only in Russian currency.

Loan terms

Sovcombank loan secured by the car gives no more than 5 years. At the same time, the client has the right to take advantage of the early repayment of the loan without applying any penalties to it.

Interest rate

If the borrowed funds on the target specified in the contract exceed 80%, then the rate is offered 16.9%. If the size of the loan obtained to a certain goal is less than 80%, the rate increases and is 21.9%.

If a citizen has a salary card at the bank, the loan rate can be reduced by 5 points.

When concluding the proposed insurance contract for non-payments, the borrower can get a loan with a percentage rate from 4.86%. With the smallest amount of the loan taken by the client, and the minimum conclusion of the Agreement by the Bank will provide a lower annual interest rate.

Such an insurance amount is paid once a year and is salvation in the event of financial difficulties from the client.

Requirements for the borrower

A loan is provided for individuals on the following loyal conditions.

Age. The Bank's client issuing a loan should be older than 20 years and younger than 85 at the time of repayment of the latest loan contribution.
Citizenship. The potential borrower should be necessarily a citizen of Russia.
Employment. At the time of the conclusion of the loan agreement, the Client must be employed. Moreover, the experience in the last place of work should be more than 4 months.
Registration. An individual can be issued only in the presence of registration at the location of the Bank's office branch. The distance from the place of residence to the nearest office should not exceed 70 km.
Telephone. An important requirement is the presence of a stationary telephone number. It can be both home and workers.

Motor vehicle provided by the Bank must satisfy certain conditions.

Since the release of the car, there should be no more than 19 years at the date of concluding a contract.
The machine must be necessarily on the go, in good form.
The transport facility must be free from other mortgage obligations. The car can not have a double collateral.
At the time of signing the contract, the car should not be a member of the car loan program.

Required documents

Before designing a contract with the Bank, the client collects documents required for this transaction. Moreover, they will be needed both papers related directly to the borrower and documentation for the laid vehicle.

For individuals

The borrower must provide a list of the following papers relative to itself:

russian passport and its copy;
Snobs or driver's license (client's choice);
income certificate filled in the form of a banking institution. It indicates the amount of earnings for at least the last 4 months, taking into account all deductions, that is, revenues in the "clean" form. The document is necessarily visited by the head of the enterprise, the organization is stamped on it.
notarious consent of the spouse. If it is issued as a guarantor, then additionally it is necessary to conclude a contract in which all the obligations of the person who gives the guarantee relative to the loan received.

For a legal entity

To provide a loan to a legal entity will require a much larger number of documents. Conditionally, they can be divided into 3 groups.

Constituent. These include the charter, documents on the appointment of the Director General, the Chief Accountant.
Financial. This package of documents includes papers on registration with the register, certificates of the state of the settlement account.
General. Documents on the activities of a legal entity, its partners, the main types of contracts.

Documents on property

The following documents will be required regarding the car:

motor transportation passport;
certificate of registration;
insurance policy OSAGO.

You can make a loan on the security of the vehicle in several stages.

Before concluding the contract, determine the purpose of obtaining borrowed funds and weigh their financial capabilities.
Submitting an application for issuing credit funds. You can do this in the Office "Sovkombank" or on the official website online (https://sovcombank.ru/apply/auto/).
Collection of documents on the client and on the car.
After receiving the consent of the Bank to design a loan, it is necessary to come to the nearest branch with all papers.
Conclusion of a loan agreement and signing a mortgage on a car. Registration of these documents in Rosreestre.
Transferring money by the bank to the score specified by the client.

Methods of repayment of debt

After receiving the loan, its timely repayment is considered an equally important issue, so it is important to clarify possible ways.

You can make the amount of debt on the loan in any office "Sovcombank" through the operator or through the terminal or ATM of this banking institution.
If the client has a personal office "Sovkombank", he with amenities, without leaving the house, will be able to repay his credit obligations.
In any compartment "Post of Russia", the client can make money transfer, indicating the details of the bank account.
You can make the amount of debt and through ATMs of other banks. It should be noted that in this case the Commission will be charged.

Forest stories

baska's hare, Lenka Squirrel, Lisa Lariska, Bear Potap, Yuzh Kirukha, Wolf Bakula and Others

Old elk near the haystack

These stories told the old elk in the Bryansk forests. Large forests, beautiful, many lakes and river in them. And the most important river is fun, fast and green gums. On her shore, the hare of Kozka half the day fled all night, and no beginning, nor did not see the end.

Animals and birds in the Bryansk forests so much not to recalculate, both bears, and moose, and deer, and hares, and wolves, and foxes, and roasted, and boars, and rhots, and raccoons, and whites, and badgers, and Beavers, and Otters, and Morneya, and Soroki, and Gorylinka, Tits, and Filin, and Owls, and oatmeal, and Luni, and the shaking, and dodgers, and Bekas. And about the nightingales, bullfinches, corners and sparrows even talk - wherever you go, they will meet there. If all the animals and birds draw, so the books would not have enough!

Elk, who told the story, many, many years in the world lived, the old has already become. He became friends with the Forester, and he put a stack of Siena in the glade. It will come to a stack, the sense flashes, and he will think about and remember some story about the hare of Koska, then about the Larisk Larisk, then about Hedgehog Kiryukh. Immediately on the branches, the varnish varnish was sitting on the branches, but a little bit alone forty Sofka spinning. "Loins, lying, lying!" - Fucking forty Sofka, listening to the stories of the old moose. "True, the truth is true!" - Raven Voron Karkala.

Well, forty Sofka I would not believe, it is very talkative. So elk, probably, the truth said.

And if anyone does not believe, let the Bryansk forest go and look at everything with their own eyes.

Big and Spring

He lived in our Bryansk forest of Bitski - the skin of gray, the ears are long, black eyes and mowing everything around. Because there was a bow at a very young hare and tried to find out everything - who, what, yes why? He ran through the forests and meadows all day, he annoyed with all their questions. Mama-bunny is worried, calling for lunch, and there is no him - it's looking for something somewhere.

I once found the hare of Koska Rodnichok - a small yam under Rakita, and from her water pour, murmur. Long watched Koska, thought: What would this be this? And then says:

- Listen, let's get acquainted. Who are you?

"I am Spring," Rodnichok said.

- And I am a bunk hare.

"Well, hello, the hare of Koska," Springnok said politely. - I am glad to meet you.

- Listen, where are you from, Rodnichok, took? Do you have a house in the ground?

"Yeah," Rodnichok said.

- What will you do?

- Yes, I want to travel. We escape, see what's next, even further and completely far away.

- ha ha! - laughed the hare of Koska. "How can you travel if you have no legs?"

- Yes, somehow, - said Rodnichok. - I'll try.

- You know? - said Koska. - Come on the chairs. Who is next.

"Come on," Rodnichok agreed. - Well, ran!

And whitched in the grass. And the hare of Kozka is also a scall scop yes. But then I caught my reed, so thick, which is not to crawl. I had to go around to run away. And the Rodnichok is from the root to the lake, from the lake to Loznyak, from Loznyak to Olshanik - chooses his own way.

The sun has already soldered. Trew the hare of Koska, thinks: Well, behind, probably, the spring, where he with a hare is running to run! But just in case called:

- Hey, Spring, where are you?

"And here I am," the Spring of the Springs from Olkhov's thickets. - run!

- And you are not tired?

- Not tired.

- And you do not want to dine?

Looking over the bike hare: the river is big ahead. "Well," Koska thinks, "Sprinkle is sure to end here: Eat a big river. So it is necessary, there is nothing to run with hares to run! And I will go home. " But before you go, I decided to shout:

- Hey, Spring, where are you?

"And here I," replied Rodnichok from the river.

- Where are you, if there is a whole river?

- And I joined with other springs. We are now running together. Doggy!

A terribly hurt became a hare of Koska: how is it so, Spring without legs, did it overtake him and still mock? "Well, no," Kostka decided, "I will run all night, and I will overtake!"

And ran up how much strength was on the banks of the river. In the evening - runs, the night has come - runs. And in the dark there is bad. And the skirt of the hare of Koska about the bushes was overpowered, and his leg piled up, and the nose hurts his breath when he fell into the hole. Mischka is completely outdated, barely alive. But then the morning came, the dawn became, the fog from the river rose, then turned into a cloud. I tried my voice hare my voice - wheezing, but nothing, you can talk.

- Hey, Spring, where are you? - he shouted.

I looked at Koska on the slot bush - there is no Spring there, looked at the top of the oak - there is also no. Only cloud sails in the sky.

- Where are you? - Surprised Koska.

"And here I am," the cloud replied. - In the afternoon, the sun was hardened, I became the fog in the dawn, and now I turned into a cloud.

- So you know how to fly?

"I'll go home," Koska's hare said. "You have no legs, and we run, no wings, but you fly." I will not run away with you!

- Then good bye! - laughed Spring.

"Farewell," Koska's hare said. - You will fly away to unknown edges, I will not see you more.

- See you! - promised Spring and flew the cloud in the distant edges.

And Koska went home. Mama-Bone His strict reprimand for the fact that he ran his sister all night, the sister had shown, and his brother wink only. And he became the hare of Kozka again to live-wander, about everything to know - who, so what, yes why. And when the summer turned to the fall, I went to the familiar Rakita - give, thinks, I'll see the house on the springs, he empty. Came - and from the pits under Rakita Rodnichok runs away. As if not anywhere.

- It's you? - I was surprised by the hare of Kozka.

"I," said Rodnichok. - Hello.

- How did you return back?

"And he returned," Rodnichok said. - From the stream in the river, from the river in the fog, from the fog to the cloud. I flew, flew, on the meadow, on the fields and forests sawing, the beasts of different wondered. Then it became cold at the top, I turned into the rain, fell to the ground, you, a hare of Koska, washed the sword - yes to go home. Now I decided to concern again. Well, how do you run charming?

"No," Koska's hare said, "I will not run ahead with you anymore." I'd rather go to the gardens, maybe, there I forgot the carrot.

That's how the argument of the hare is over with a spring. And there and winter has come. Koska polished and became white white. And Rodnichok from Tuchi Snow once again returned, for a while, until spring, he turned into a snowdrift. So and not to distinguish now right away - wherein the rodnik, and where is the bunkeeper.

Both white steel.

I walked the hare of Kozka in the forest and the glasses found. Large, with pink glasses. Their one girl lost, when the strawberries gathered. It was very surprised by a bunkeeper and was very surprised - all the round was immediately: both the road, and water, and the cloud in the sky. "Probably, these are magic glasses," he thought. "There are no one in the forest in the forest. Now everyone should be afraid of me." He came the cap by the visor back, raised his head, then went. And towards him - Lisa Lariska. She looked and even sat down from surprise - what kind of new beast it was announced? By appearance, he looked like a hare like, and the eyes are big, like wheels ...

I learned once the hare of Koska that Lisa Lariska was going to eat him. It is her squirrel Lenka confessed: "You, Lenka's protein, I do not get it, you are jumping around the trees. And I will surely eat a hare of Koska, he walks on the ground." He was afraid of the Baska's hare, three days at home sat and trembled and trembled. And then I thought: "I am a smart hare, soon to consider it to learn. I will catch Larisk myself!" And how to catch it? I thought, I thought the hare of Koska and came up with: he will fight the fox, finds out what kind of way she goes to hunt and will leave the pit there ...

Rain in the forest went. The day goes, two, week. All around wet - trees, grass, land. In the hollow streams, in the lowlands of the puddles. Zaitan, at a good weather, the cabbage shed, they hurt, the leaves hurt, tales tell each other. Hedgehog Kiryukha in the storeroom comes down, I will fighter the berries who used to be selected, and again sleeps, swallows, in a dream, the hare is cobster sees. Only there is nothing in the fox and a wolf of Bakula, there is nothing in stocks. And during the rain, the hunt is bad, everyone sitting at home, the door on the constitution ...

He lived in our Bryansk forest Baska's bias - a gray slicer, the ears are long, black eyes and everything sides. Because there was a bow in a completely young hare and tried everyone to find out - who, what, yes why. He ran through the forests and meadows all day, he annoyed with all their questions. Mama-Bunny worries, calling for a lunch, but it is not there, it's looking for something somewhere. Once upon a time the hare of Koska Rodnichok is a small yam under Rakita, and from it the water is poured, jumper. Long watched Koska, thought - what could it be? And then says: - Listen, let's get acquainted ...

Autumn in the forest came. Only pines and christmas trees remained green, other trees began to make yellow, red, red. But most of all, of course, yellow. And the leaves with them flew - flooding the floor sheet, falls into the grass, Slastit - Shchu-Shchu-Shshchurh! The wind is cold between the trees of the noise - CHSSIA-CHSHO-Chruma! Fox Larisk was delighted. "That's how good everything comes out," she thinks, "Yellow and red leaves on my skin look like. I will notice them with a kernels on the docks, I'll hide it there and buys a hare of myself. I will not notice me among yellow and red leaves, and I will not notice him AM - and remove! "And the hare of Kozka for the first year in the world lived, the autumn has not seen ...

I got up with a hedgehog of Kiryukha, had breakfast, the floor in the house was drunk, going to walk. And the sky is clouded with clouds, it became overcast. "Rain can go," he decided hedgehog Kiryukha and stayed at home. Sitting, misses. Thinks: "Who is a true friend in the forest, who is an enemy? Check everyone right away. And how do you check?" I thought, I thought, even his head was becoming. But I came up with: "I will say that I got sick, I will see what of this will be". Sliced \u200b\u200b- Made: Legged by a Kirill, a blanket from the grass pulled, only the nose and eyes are visible. Lies and eats: "Oh, I got sick! Oh, I got sick!" And went through the forest of the news, flew - the Kiryukha hedgehog was very sick, could die ...

Arranged tourists a halt on the banks of the river. They lunch, bought, then walnuts someone became there. And one thing was caught that he could not span it. Throw it into the grass - well, it, and the nuts are small, and you will break the teeth. When tourists left, Lenka squirrel ran, from the tree descended - whether it was not left if not forgotten? And found walnut. "Oh, there must be delicious!" Lenka's squirrel thought. "We don't grow like that in the forest." She has gripped a nut, ran into the Christmas tree to eat it right away. And can not be cut off ...

There was no rain in the forest for a long time. All heat and heat. Heat day, two heat, week. On the holy garden cabbage to dry began. That says Mama-Bunny: - Take you, Koska, bucket and beds of the bed. And then there will be no cabbage. The cake loved the cabbage very much and wanted it to grow high-high, tasty-tasty. He took a bucket, hung him to the left paw, his right waving on the move and sings the song: if the rain does not go, bom! Well, cabbage is not growing -Bub, bom! To give the cabbage water to give-bom! - Noto beds to water-bob, bom! I saw him a badger steam, asked: - What are you, Baska's hare, cheerful? You go to visit? - No, badger steam, I work ...