Russia is becoming more and more attractive for doing business every year. In the ranking World Bank Doing Business country ranks 35th among states that create favorable climate to launch and develop projects. In turn, Moscow investment attractiveness ranked second in the national rankings and fifth among European cities according to the international edition of the Financial Times.

A significant contribution to the development of the investment environment is made by both targeted programs government funding, and programs to help small businesses. In this article, we will tell you step by step about what support Moscow offers today to entrepreneurs for starting, running and developing their business:

Step 1. Registration. Consultations. Education. Choose one of the 15 Business Service Centers (TSUB), which are located in all districts of the capital and operate on the basis of the State Budgetary Institution "Small Business of Moscow". All services are provided free of charge. CUB specialists will help prepare documents for registration as an individual entrepreneur (IP) or in the form of a limited liability company (LLC). In 2017 alone, consulting support was provided to more than 80,000 people. Aspiring entrepreneurs will be offered training at the MBM Startup School. The basics of starting and developing your own business successful entrepreneurs and professional business coaches can also be studied online - at the MBM Online Academy. There are two training programs available at the Academy - Start and Progress. The content of the training program is based on the best business practices and case studies that are relevant in business.

The CUB will also advise entrepreneurs on various issues doing business: labor and civil legislation, accounting. Here they can prepare an application for the transition of the enterprise to a simplified or patent taxation system.

Step 2. Choose a premise for doing business. Center staff can help you various options and talk about the lease on preferential terms of non-residential premises owned by the city of Moscow. To date, the initial preferential rental rate for such premises is 4.5 thousand rubles per sq. m. m per year and 1 thousand rubles per 1 sq. m. m per year for premises located in the basement. The Central Department Store will help with information about the availability of vacant premises in city technology parks. There are more than 30 technoparks with various industry specializations in the capital. In addition, if at the beginning of your business path you do not need large areas, you can get workplace in one of the six coworking centers of the State Budgetary Institution "Small Business of Moscow".

Step 3. Decide on funding. The specialists of the Central Bank of Ukraine will advise on the sources of business financing at different stages of its development, will invite entrepreneurs to visit special educational programs and events where representatives of financial structures speak. The following types of financial support are currently being provided by the city, all details on them will be provided at the CUB:

  • Subsidy programs, among them are subsidies for compensation of interest rates on loans and lease payments, for compensation of expenses for the purchase of equipment, as well as for participation in congress and exhibition events, and others. If your organization meets the conditions and requirements for grants, you will be helped to prepare a set of documents and complete an application.
  • Warranty Support Program in the Capital Small Business Lending Assistance Fund. The Fund will help to attract credit to successful companies if they do not have enough own security (collateral) for creditors. You can apply to the Fund or through the CUB. An entrepreneur can independently apply to any of the creditors-partners of the fund, among them 70 banks and 6 leasing companies. The guarantees of the Fund cover up to 70% of the loan. So, only in the first five months of 2018, thanks to this program, entrepreneurs received funding for total amount more than 9 billion rubles. It is important to understand that without state support, the vast majority of these borrowers would have been refused by lenders.
  • Preferential long-term investment loans in the amount of 5 to 100 million rubles, for a period of up to 5 years, the Moscow Industry and Entrepreneurship Support Fund offers companies operating in the manufacturing sector, scientific research or development software at a rate of 5% per annum, and for residents of technoparks and industrial complexes of Moscow at a rate of 2% per annum.
  • Funding for start-ups in science and technology offers the capital's Venture Investment Development Fund. The Fund provides preferential loans to innovative projects that are at the most early stages development and registered in Moscow. To do this, the project initiator must attract funds from a private investor, and then apply for additional funding from the Fund. Today, 57 private investors work with the organization. The co-investor must invest from 50% to 200%, depending on the size of the loan of the Fund itself, which can range from 0.5 to 36 million rubles, respectively. Loan term - from 3 to 6 years with a repayment delay of up to 2 years.

Step 4. Entering the state order market. Moscow pays considerable attention to protecting the interests of small and medium-sized businesses when placing government orders: 90% of purchases are made in in electronic format. The Government of Moscow created a showcase of the city order, where 91 thousand suppliers are registered, of which 70% are SMEs, 15 million contracts worth 80 billion rubles have been concluded. On the portal, you can use the subscription service for purchases of a certain category. Participants of the state order can also receive microloans and guarantee support in the funds already mentioned above.

Step 5. Entering foreign markets. When production is established in the capital, you can safely think about it. The Moscow Export Center will advise on all issues of the export cycle, train foreign economic activity at the Moscow School of Exporters, will help with promotion on the Alibaba.com international electronic marketplace, as well as with international exhibition activities. In the latter case, the center can finance 100% of the costs of participation in the exhibition. One of the important tools for promoting Moscow manufacturers is a single export catalog, which contains more than 1.5 thousand commodity items from more than 500 metropolitan manufacturers. The Industrial and Guarantee Funds will also help with financing for export activities.

Step 6. If you encounter administrative barriers while doing business in Moscow, then in this case, the city will help protect your legal rights and interests, it will come to the rescue, where it operates hotline+7 495 620-20-45 SOS.SHTAB@site

Entrepreneurs can additionally receive information about these and other areas of support at special financial conferences held by the State Budgetary Institution "Small Business of Moscow" in the series "Finance for Growing Business" and #MoscowforBusiness, which can be registered on the portal mbm.ru

Today, not all people are satisfied with work for hire - a small income that cannot be independently regulated. To get the maximum profit, many decide to open their own business. It can be controlled, actively involved in any transformations, developed and expanded. But for any business, even a small one, initial capital is required. For those who do not have enough funds to create an enterprise, the state is ready to provide financial and organizational assistance.

What kind of government assistance can small businesses count on?

In Russia, a program has been adopted, according to which everyone who decides to become an entrepreneur has a chance to receive a financial state. help small businesses, and completely free of charge. Size monetary compensation has certain limits, which differ in different regions. Many people have the right to receive such a subsidy, but due to objective circumstances and subjective reasons, not everyone can enlist such support. In addition to financial assistance, the funds for which come from the state budget, start-up entrepreneurs are offered property assistance. This means the readiness of the state to lease certain property to small businesses at low rates or even free of charge: real estate, technical equipment, land use facilities, etc.

Limitations of the State Assistance Program

Not every entrepreneur can count on assistance in the development of small businesses from the state. For example, if a person has been registered as an entrepreneur for more than one year, he is no longer eligible for this program. Great importance has the scope of small business, because specially created commissions necessarily consider each application and not everyone is answered positively. It is also necessary for the entrepreneur to have own money needed to start a business. The state will be able to compensate from 40 to 60% of the costs, and often this amount does not exceed 300,000 rubles, the rest will have to be paid from your wallet. Of course, these are to buy equipment and create a competitive enterprise, but it is unprofitable for the state to fully sponsor businessmen. This is only partial assistance from the state to small business, which gives him the opportunity to control the system of small business.

Articles for receiving subsidies under state programs

The Small Business Assistance Program in Russia includes several articles that require subsidies:

  • opening an enterprise;
  • opening a business;
  • rental of premises;
  • purchase of equipment and computer equipment;
  • obtaining a license;
  • training of specialists;
  • participation in promotions and exhibitions.

Advice on these issues can be obtained from employment centers and specialized centers. The regional administration must provide residents with the addresses of these branches.

How to get financial support

If you have already thought about starting your own business, but do not have the necessary amount of money, then you can get help from the state for small businesses. First you need to draw up a business plan and submit it for consideration to the employment center. The amount of the subsidy issued by this organization is 58,800 rubles. (4900 rubles - monthly multiplied by 12 months). The procedure for considering a business plan and allocating money can take up to 6 months.

What is needed to receive start-up capital from the state

First, that is, to have the status of unemployed. To do this, you will need the following documents:

  • passport,
  • employment history,
  • documents on education, certificates and diplomas,
  • pension insurance certificate,
  • a completed form-certificate of the average salary for 3 months at the last place of work.

Note that the following are not unemployed:

  • citizens under the age of 16;
  • women on maternity leave;
  • full-time students;
  • pensioners by age;
  • citizens working for employment contract or registered as an LLC or individual entrepreneur;
  • invalids of non-working groups.

Next, in the employment center, you need to write an application for a subsidy from the state for the development of small businesses. Think in detail and draw up a detailed business plan containing many calculations, graphs and tables. Once approved, you must register as entity(organize LLC or IP). The tax office will give you a list of documents, copies of which you need to provide. After that, the agreed funds are credited to your bank account, which you can withdraw and purchase the necessary equipment specified in the business plan.

Very important point: you will need to submit a financial report to the employment center, which should reflect all the costs of equipment, wages employees, contributions to the tax and Pension Fund. If you received financial assistance small businesses from the state, you need to be responsible for every penny spent from this amount.

Other government assistance options

Possible assistance from the state to small businesses is not only the issuance of money for the creation of an enterprise, it can be the repayment of interest on an already taken loan or the issuance of a new loan by a bank with a reduced interest rate. Today, many banks issue loans to entrepreneurs, and they, in turn, prefer to apply to the bank. Indeed, in this case, they do not have to report where they spent the received finances, it is enough just to pay a certain amount on time.

The state also organizes so-called business incubators, where you can get qualified assistance both in drawing up a business plan and in training employees in new skills for organizing and running their own business. In addition, in these centers it is possible to rent premises inexpensively and place all their employees there, so they can always turn to experienced professionals for help.

Each of us has the opportunity to receive assistance and support from the state to create and develop own business, it remains only to decide on the direction of activity.

The number of start-up businessmen is steadily increasing every year. An increase in their number has a positive effect on the economic performance of the country as a whole and satisfies the ever-growing needs of the population.

State financial support contributes to the emergence of new small and medium-sized businesses. The authorities of a particular region are trying to introduce methods of assistance: various benefits, subsidies, and material payments. How to get such support? Let's figure it out.

Which entrepreneurs can count on help from the state?

The state mainly provides financial support to owners of small and medium-sized businesses. To find out if your company belongs to this category, you should pay attention to the number of employees and the amount of annual turnover. The following formats of enterprises can count on money from the state:

  • start-up business(up to 15 people in the state with an annual turnover of up to 120 million rubles);
  • small business(up to 100 people in the state with an annual turnover of up to 800 million rubles);
  • medium business(up to 250 people in the state with an annual turnover of up to 2 billion rubles).

To qualify for assistance, companies must meet the following requirements:

  • duration of existence from the moment of opening - no more than 2 years;
  • the company is registered with the tax service;
  • SME is not a tax debtor.

Important: the chances of financing are much higher for businessmen who have social benefits, as well as own a social or export-oriented business.

Remember that the state provides support to entrepreneurs whose field of activity is among the priorities. To apply for gratuitous assistance, a businessman must work in one of the following areas:

  • Manufacture of consumer goods.
  • Popular destinations folk art.
  • Offers of rural and ecological tourism.
  • Housing and communal services.
  • Agro-industrial department.
  • The sphere of science and technology, as well as innovation.

How to get government assistance for small business development in 2019?

The main advantage of receiving such a subsidy is that it is free of charge and does not need to be returned after a certain time. The state benefits from this, as a new small enterprise appears on the economic map, providing jobs for citizens, and competition with existing companies increases, which contributes to quality improvement and price stabilization.

But along with the conclusion of a subsidy agreement, the entrepreneur agrees to fulfill certain obligations. The main one is to provide detailed reporting.

Within 3 months from receipt financial resources from the state, a businessman is obliged to submit a report with documents on the use of the subsidy to the Employment Center. As confirmation, commodity or fiscal checks, receipts, paid payment orders and other documents can be provided. The financial report must be consistent with the paragraph of the business plan, which indicates the purpose of obtaining capital.

Important: if the business person cannot provide confirmation, he is obliged to return the subsidiary funds to the state in full.

Also, the terms of the drawn up agreement suggest that the activity of the financed small enterprise should last at least one year from the date of opening. This excludes the possibility of cooperation with one-day firms.

Help can be obtained from many instances and organizations that have the necessary powers. Here are some of them:

  • City administration. Department economic development provides information on types of financial support for small businesses.
  • Chamber of Commerce and Industry. This institution provides assistance in consulting on business, marketing, legal law, it helps to take part in exhibitions.
  • Entrepreneurship Support Fund. Based on the results of the mandatory assessment of the submitted project, the organization allocates finance for the activities of a small enterprise.
  • Business incubator. This organization is engaged in infrastructural support of the ideas of entrepreneurs at all stages of development, starting from the moment of opening.
  • Venture fund. Focuses mainly on innovative projects, then invests money in their activities.
  • Employment center.

Interesting: if your business project is socially or economically beneficial for the state, you can receive not only money for its implementation, but also free education, the right to take part in exhibitions, etc.

After contacting the above authorities, you will receive a list required documents. Here are the papers included in this list:

  1. Passport and TIN of the entrepreneur.
  2. Insurance certificate (SNILS).
  3. A certificate from the accounting department of the last place of official employment, which indicates salary information for three months before the completion of work.
  4. Education document.
  5. Application of a program participant for receiving financial support from the state (according to a specially approved form).
  6. Ready business plan.

Money from the Job Center

The most common way for entrepreneurs to get help is to apply to the Employment Center. How is this procedure carried out?

The first step is to register with the Employment Center and obtain the status of unemployed. This is a prerequisite, since the state allocation of funds is due only to those entrepreneurs who are registered as unemployed citizens. To do this, you need to have the following documents with you:

  • passport of a citizen of the Russian Federation;
  • work book;
  • marital status document;
  • education document.

Then you need to write a business plan With detailed description project, targeted distribution of funds and an indication of its payback period. The third step is to register a business as an individual entrepreneur.

The package of documents is considered by the regional commission within 60 days. If a positive decision is made between the applicant and the Employment Center, an agreement will be concluded, and the funds will be transferred to the recipient's account. The commission may decide to reimburse only certain costs, such as the registration and opening of a small business. If the applicant receives a rejection notice, they may try again.

Grants for new businessmen

This type of allocation of funds from the state involves helping novice businessmen to open a business and those who have been engaged in entrepreneurial activity for no more than two years. The following organizations have the authority to distribute grants:

  • Department of Economic Development.
  • Funds for supporting small and medium-sized businesses.
  • Unions created by entrepreneurs.

A prerequisite for obtaining a grant is the activity of a small enterprise in one of the priority sectors indicated above.

According to state law, companies that produce wine and vodka products, tobacco products, luxury goods, work with real estate or engage in gambling activities do not receive payments.

Remember that the allocated money is directed to cover 30 to 50% of the total cost of the project. The businessman should look for the remaining finances for the development of the business on his own. Don't be afraid to invest, it can be.

The entrepreneur must provide the following documents:

  • Documents confirming the absence of other sources of financial support.
  • Certificate of registration of an individual entrepreneur or LLC and a business plan.
  • An extract from the bank on the amount of own finances.
  • Certificate of positive credit history.

Then the Sectoral Commission decides on the provision of funds. The maximum amount of a cash grant is 500 thousand rubles (in Moscow and the region - up to 5 million rubles).

The state prioritizes the unemployed, young entrepreneurs, former military personnel, families with young children, etc.

Subsidy program

State plans for subsidizing small enterprises are implemented at different administrative levels. Therefore, they can be systematized according to the scale and amount of allocated funds:

  1. Federal programs. They are implemented nationwide, they are also characterized big amount allocated money for financial support for the opening and development of SMEs. hallmark is that such programs work mainly with large-scale business projects, whose owners are already engaged in commercial activities.
  2. Regional programs. They work in the territories of administrative regions and dispose of the regional or district budget. The purpose of such programs is to develop the infrastructure of the whole region.
  3. Local programs. The scale of implementation is work with city or district entrepreneurs. Subsidies are limited to small amounts of funding.

From features state program the amount of assistance received, the form of its provision, as well as the list of necessary documents for processing the application depends. The larger the scale of the program, the higher the competition and the more stringent selection rules. The small business owner should take this into account.

Concessional lending

Categories of small and medium-sized commercial entrepreneurs who are unable to receive material support from the state can apply for concessional loans. Many banks provide such loans on simplified terms. As mentioned, the probability of opening a loan with a favorable interest rate is higher for those who are engaged in priority activities for the state.

Advice: for all your questions regarding assistance, you can contact banking institutions or credit communities directly, as they also have lending programs for business start-ups.

The applicant receives a loan as a one-time cash payment in the amount of 50 million to 1 billion rubles. After the conclusion of the contract, the preferential program is valid for 3 years. A prerequisite is also investments and investments in the project of the businessman's own funds. Their number is determined as follows:

  • 20% if the loan amount is more than 500 million rubles or if the repayment of the loan is planned from the future income expected after the start of the business project.
  • There are no restrictions if funds are allocated for other investment plans.

Interest rate for use varies depending on the format of the enterprise. This is 10% per annum for medium-sized enterprises and 11-11.8% for small ones.

What can government money be used for?

As mentioned above, the granting process is a donation of funds that promote the opening and favorable development of a business. Concessional lending and other assistance programs also have simplified terms and reduced interest rates. At the same time, the use of financial support from the state is accompanied by documentary reports to confirm designated purpose. The allocated money can be spent on the following:

  • Payment for the lease of a place or plot of land (no more than 20% of the principal amount is allocated to cover these costs).
  • Replenishment of working capital.
  • Workplace equipment.
  • Acquisition of equipment for production (purchased machines cannot be sold or exchanged for three years).
  • Purchase of consumables (the same rules apply - no more than 20% of the funds received).
  • Renovation and refurbishment work.
  • Intangible assets.

The entrepreneur draws up an annual report, which indicates exactly what the received subsidiary income was spent on. Also, certificates and receipts must be submitted to the control authorities.

Intangible Small Business Support Options

In our time, the state is ready to help novice businessmen of small and medium-sized enterprises not only by increasing capital. There are several other forms of support:

  1. Opportunity free education . Why in the first years of activity, many entrepreneurs, faced with problems, leave the business? They simply don't have necessary knowledge about running your business. Such educational skills (such as how to lead) help in development, but are expensive, so not everyone can get them. The state provides start-up businessmen with the opportunity to study courses for free, as well as attend various seminars and lectures. The applicant is obliged to submit relevant documents to the necessary authorities: paid bills, certificates of training or concluded contracts. The payment will cover half of the expenses, but not more than 40 thousand rubles a year.
  2. Rent reduction. Another support option is discounts on the cost of renting premises where offices or production are directly located. Remember that you can get such a discount only if the building is municipal property and the lease agreement is concluded for a period of more than 5 years. Every year, the preferential rate increases (from 40 to 80% of the rent), and for the next period, the entrepreneur pays the full rate. A prerequisite is a competitive selection to determine a worthy candidate. The winner is allocated additional assistance to pay for communications.
  3. Compensation for participation in exhibitions. For promotion and further development, small business owners can take advantage of subsidies to participate in national or international exhibitions. Based on the results of the selection, the state can help pay for the costs of registration, rental of a place, transportation of exhibits, accommodation, organization and translation services. If the state aid amount does not exceed 150 thousand per year, you can pay up to half of the costs. Mandatory conditions for receiving compensation for small businesses: an application, an agreement with the organizers and a report on the work performed.

Summing up

The advantage of financial support programs is the possibility of increasing capital small companies. Since the state is interested in the development of small enterprises, the likelihood of receiving financial assistance is constantly growing. This is a good chance to start.

On the other hand, the conclusion of an agreement with the relevant government bodies obliges entrepreneurs to submit detailed reports and monitor the intended use of funds. Therefore, every businessman should study the features of existing support programs and the requirements for them. Then he will be able to use the assistance as efficiently as possible and fulfill his obligations.

Government support for small businesses is important direction economic policy: today more than 5.5 million small and medium-sized businesses operate in Russia, which account for 21% of the Gross domestic product countries.

It is planned that by 2030 the share of small and medium-sized businesses in GDP Russian Federation will reach 45%. That is why the versatile state support for small business has entered its active phase.

Fundamentals of state subsidies

Support for individual entrepreneurship and small businesses today in Russia is provided at the legislative level. Within the framework of the program "Stimulation of economic activity", the activities of entrepreneurs are financed.

The program to stimulate economic activity in 2019 provides additional funding, which is referred to as a subsidy.

Subsidizing is a targeted and gratuitous state payment for starting a business. The money will not have to be repaid, as is usually done when borrowing or taking a loan.

According to preliminary information from the Ministry of Economic Development of our country, only 11 billion rubles were allocated for the entire program in 2017, while in 2014 this amount was more than 20 billion, and in 2015 - almost 17 billion rubles.

These funds are divided among all subjects of Russia on the basis of competitive procedures. Due to a significant reduction in support, the regions of the country will have to independently determine the priority areas for financing entrepreneurial activities.

State funds will go to really important areas of the economy: Agriculture, trade, provision of communal and personal services, social entrepreneurship, innovation and others.

Each small and medium-sized business has the right to count on versatile support from the state - this is regulated by various regulations and first of all the federal law No. 209-FZ. Different programs have their own duration, conditions of provision and budget.

In each region of our country, the relevant authorized body is responsible for the implementation of state support measures for small businesses. You can find a complete list of them on the website of the Ministry of Economic Development of the Russian Federation.

Types of financial support for entrepreneurs


In 2019, the amount of the subsidy will depend on the region of residence and will be issued for the following needs:

  • purchase of raw materials;
  • purchase of equipment;
  • purchase of consumables;
  • intangible assets;
  • repair work.

Grant Program individual entrepreneurs allow start-up businesses to receive government funding. The amount of the subsidy depends on the region in which the businessman lives. On average, the amount of payments is 60,000 rubles.

Important! When starting your own business, keep in mind that state subsidy cannot be obtained for the manufacture of tobacco products or alcoholic beverages.

Financing is carried out on an irrevocable basis and only if the businessman has start-up capital. An entrepreneur can use the funds received to open and develop his activities - for example, the purchase of equipment, raw materials and materials, maintaining repair work or the acquisition of intangible assets.

Types of financial support for the development of small businesses can be approved executive agency. After receiving state financial assistance, the entrepreneur must submit a report on the use of funds. This means that every person who receives a government subsidy is responsible for its distribution and must use the funds correctly.

The rest of the financial assistance will have to be returned back, and if the fact of misappropriation of the allocated money is discovered, the entrepreneur will have to return the entire amount to the state.

How to get a grant for small business development

Any unemployed citizen of the Russian Federation in 2019 can become a recipient of a subsidy for the development of small businesses.

Financing is carried out jointly with the Center for Employment of the Population.

A person may be recognized as unemployed if he is registered with the Employment Center at the place of registration.

Potential Entrepreneur ready business plan should apply to the employment center.

The applicant's business plan must contain detailed information about the planned activity, the place of its implementation, the necessary equipment, materials, technologies, labor, suppliers.

A separate place in the business plan is given to the cost of the project, taking into account own and subsidized capital. It is also important to make calculations and analysis. To do this, it is necessary to calculate the expected revenue and profit, the profitability of the project, the payback period, and so on.

A sound business plan is the key to obtaining government funding.

After agreeing on a business plan with the Employment Center, an unemployed citizen applies to the Federal Tax Service with an application for registration as an individual entrepreneur.

IP registration deadline normative documents, is 5 business days. After receiving the IP Registration Certificate and an extract from unified registry, a novice entrepreneur again applies to the Employment Center with an approved business plan, an application for a subsidy, a passport and documents confirming the status of an individual entrepreneur. So there is a conclusion of an agreement on subsidizing activities between a businessman and the state.

In order to receive a subsidy from the state for starting a business, it is necessary to draw up a business plan competently and in detail.

After signing the documents, the Employment Center transfers funds to the personal account of the entrepreneur.

Do you need on the subject? and our lawyers will contact you shortly.

Features of obtaining a subsidy for the development of small businesses


The main feature of obtaining state financing for small businesses is the absence of the need for a return, since the funds are provided free of charge.

In return, the state receives a new small business, new jobs for the population and another cell of the market economy.

When concluding an agreement on subsidizing entrepreneurial activities, a businessman should be aware that he assumes a number of obligations. The main one is reporting.

Within 3 months after receiving funds from the state, the entrepreneur must submit to the Employment Center a report with supporting documents on the use of the subsidy. Fiscal and sales receipts, invoices and paid payment orders, receipts and other documents can be submitted as confirmation.

The report must comply with the paragraph of the business plan, which indicates the intended use of funds.

In case of partial or complete non-confirmation, the entrepreneur is obliged to return to the state the amount of the subsidy in full. Another feature of subsidizing is fixed in the terms of the contract. According to the agreement, the activity of the state-funded business should last at least a year.

Thus, the state excludes the existence of one-day firms.

Types of subsidy

The type of subsidy can be established by each subject of the Russian Federation. State assistance is of the following types:

  • business support - 25,000 rubles;
  • opening a business in 2018 with the possibility of increasing the subsidy for a new job - 60,000 rubles;
  • opening a business, provided that the entrepreneur is the only parent of the child, is not employed or has a disability - 300,000 rubles.

A subsidy can be received not only for starting a business, but also for its development. At the same time, you can have your own production ideas for a small business or open it as a franchise. The amount of money is given to individual entrepreneurs and small businesses.

Subsidies for individual entrepreneurs in Moscow

Entrepreneurs and small businesses registered in Moscow not only have more opportunities for business development, but also receive special privileges available only to capital businessmen. One such benefit is a business development subsidy. The amount of this subsidy reaches 500,000 rubles.

To receive funding, a novice entrepreneur must apply to the State Budgetary Institution "Small Business of Moscow" with an appropriate application and a package of documents. The condition for receiving a subsidy is an activity carried out for at least six months and no more than 2 years. To confirm the success of the business, the entrepreneur provides financial statements, contracts for the lease of premises, cooperation, and so on.

An application with a package of documents is considered by a special Industry Commission.

Among the priority areas of subsidies are innovation sphere, agriculture, healthcare, education, social sphere, hospitality and tourism. After the provision of funds, the entrepreneur is obliged to report on the intended use of financing, as well as confirm the indicated financial indicators.

Thus, the state controls not only the legality of the use of the subsidy, but also the impact of the enterprise on the economic environment of the country.

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Last changes


The purpose of receiving a subsidy by an entrepreneur in 2019 is to open a new enterprise or expand an existing one.

The advantage of this financing option is gratuitous nature, and the main disadvantage is a large number of conditions and a strict selection procedure.

The Government plans to launch a geomarketing navigator system.

For this, over 200 business plans were developed in 75 areas of small business. With the help of this system, it will be easier for entrepreneurs to choose an area or niche for starting a small business.

If the project is approved, then state support will be a good help for entrepreneurs.

There are several other types of assistance to start-up entrepreneurs from the state:

  1. Renting real estate on preferential terms.
  2. Acquisition of state property into ownership at preferential prices.
  3. Use of infrastructure specially created by the state for the development of entrepreneurial activity (technoparks, offices, business incubators, etc.).

Our experts monitor all changes in legislation in order to provide you with reliable information.

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State subsidy for starting a small business

December 2, 2015, 15:40 Mar 3, 2019 13:51

In each region of our country there are programs that provide various subsidies, compensations, benefits and other types of assistance. What forms of state support for entrepreneurs exist and how to use them? We will talk about this in our article.

To date, the most popular programs to help small businesses are:

  • business start-up subsidy for the unemployed;
  • business development subsidy for start-up entrepreneurs;
  • surety under credit and leasing agreements;
  • compensation of part of the interest on loans;
  • reimbursement of part of the costs under the leasing agreement;
  • issuance of loans at reduced rates;
  • reimbursement of expenses for participation in exhibitions and fairs;
  • tax incentives for start-ups and existing entrepreneurs.

Let's consider all these types of state support in more detail.

Start-up subsidy for the unemployed

If you are unemployed and want to try your hand at business, at first you can be helped by a subsidy from the employment center in the amount of 58,800 rubles. This kind state aid provided to unemployed citizens free of charge. In order to receive a subsidy, you need to contact the employment service at the place of residence, register for unemployment, write and defend a business plan. In some employment centers, you will additionally need to undergo a short training in the basics of entrepreneurship and psychological testing.

It's best if your future business will have a social focus and you will create one or more jobs. For example, you will be engaged in the manufacture of folk art products. Business ideas related to the production or sale of alcohol, the opening of a pawnshop, network marketing. After defending the business plan before the commission and if it is approved, you conclude an agreement with the employment center to receive a subsidy. Please note that an individual entrepreneur or LLC should be registered only after the conclusion of the contract. It is necessary to follow this procedure, since the contract is concluded with you as an unemployed person, and not as an entrepreneur or legal entity.

Registration costs are also reimbursed by the state. Reimbursement is transferred after the fact, that is, you must pay for registration at your own expense, and then submit documents on payment to the employment center.

The amount of the subsidy may increase if you hire one or more unemployed people who are also registered in this employment center (+58,800 for each employee hired). This program is for sole proprietors only.

Within three months of receiving the grant, you must confirm that the funds have been spent in accordance with the approved business plan. If your business “holds on” for less than a year, the money will have to be returned to the state.

Subsidy for start-up entrepreneurs

For business development, you can get a more significant amount - 300,000 rubles (500,000 rubles for Moscow entrepreneurs). In order for you to be provided with such a subsidy, at least a year must pass from the date of registration of your individual entrepreneur or LLC. The money is issued after the defense of the business project, but on the terms of co-financing, that is, you invest 50-70% of your own funds, and the state compensates for the rest of your business development costs. You can spend the subsidy on the purchase of equipment, equipping jobs, purchasing raw materials, paying rent. Another condition for granting a subsidy is that your company does not owe taxes and insurance premiums. Irrevocable loans are most often issued to entrepreneurs who carry out social important activity- are engaged in consumer services, work in the field of education, healthcare, etc. For spent public funds will need to report in detail. You can find out all the details in local governments or business support funds in your region.

Guarantee under credit and leasing agreements

Almost every region has guarantee funds that can become guarantors when an entrepreneur issues a loan or concludes an agreement with a leasing company. Such a guarantee is added benefit when receiving a loan. For the service, the fund will have to pay 1.5-2% of the guarantee amount, which, as a rule, is 30-70% of the loan amount.

How to use the Guarantee Fund:

  1. Find out the requirements for borrowers on the fund's website or by phone.
  2. If you meet them, then specify which banks are partners of the fund. Select the bank you would like to borrow from.
  3. When contacting the bank, indicate that you would like the Guarantee Fund to act as your guarantor.
  4. If your loan application is approved by the bank, then together with the bank you need to prepare documents and an application to the guarantee fund.
  5. If the fund decides positively, a tripartite guarantee agreement is drawn up.
  6. You receive a loan and pay for the services of the guarantee fund.

The Guarantee Fund must be located in the same region where your business is registered.

Compensation of part of interest on loans

If you have taken a loan for business development in one of the Russian banks, you can compensate for part of the interest on the loan at the expense of the state. The amount of the subsidy depends on the current refinancing rate and the size of the loan. This type of support is valid in almost all regions and covers most activities.

Reimbursement of part of the costs under the leasing agreement

Another popular type of government assistance to small businesses is the compensation of part of the payments under leasing agreements. If you lease production equipment or vehicles, then you have the opportunity to return part of the funds. The maximum amount differs depending on the region: for example, in Moscow it is up to 5 million rubles. For more information, contact your local small business development department or business support funds in your area.

Issuance of loans at reduced rates

In many subjects of the Russian Federation, there are microfinance programs for small businesses that enable entrepreneurs to receive loans and short-term loans on favorable terms. As a rule, the loan amount is from 10 thousand to 1 million rubles for a period of 1-3 years. The interest rate varies from 8 to 10%. Some regions provide loans at a lower rate - 5% to entrepreneurs who work in the manufacturing or agricultural sector, provide household services, that is, are engaged in socially significant activities. In some cases, you can get a larger amount - up to 5 million for a longer period - up to 5 years.

To get a loan, contact the business support fund in your region. There you will be told what requirements the borrower must meet, what documents and possibly collateral are required to obtain a loan. Based on the documents and collateral provided, the fund's specialists will make a decision on issuing or refusing to issue a loan.

Reimbursement of expenses for participation in exhibitions and fairs

This type of state support for small businesses will allow you to reduce the cost of participating in exhibitions and fairs, that is, take the opportunity to present your product to a wide audience, find customers and partners, and exchange experiences. The state can pay two-thirds of your participation in such events - rent and delivery of equipment, registration fee. Travel, accommodation and food expenses are not reimbursed. The grant is granted once during the current financial year. The amount of the subsidy is from 25,000 to 300,000 rubles, depending on the region.

Tax incentives for start-ups and existing entrepreneurs

From January 1, 2015 to December 31, 2020, the regions have the right to set a zero tax rate for 2 years for first-time registered individual entrepreneurs. This applies to entrepreneurs on the "imputation" and the patent, who work in the industrial, social, domestic or scientific fields. For example, in 2016, "tax holidays" operate in the Bryansk, Voronezh, Kostroma, Kursk, Lipetsk, Moscow, Omsk, Tula and many other regions.

Also, since 2016, as anti-crisis measures to support small businesses, in some regions there are reduced tax rates for entrepreneurs on the simplified tax system - from 1% and UTII - from 7.5%.

Other forms of state support for small businesses

In all regions of our country, training and advanced training of small businesses is carried out, which includes a variety of trainings, seminars, conferences. For any questions that inevitably arise both for beginners and for those who already lead entrepreneurial activity for more than one year, you will be advised by professional accountants, lawyers and other specialists. These services are provided free of charge.

How can I find out about support measures in my city?

A detailed description of support measures can be found in the SME Business Navigator, a free resource for entrepreneurs. Here is a database of all state and municipal organizations that support small and medium-sized businesses in your region.

If after reading the article you still have any questions, ask them in the comments.